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Andrew Regan's Articles in Finance

  • Transfer money the easy way – use the internet!
    There are many ways to ensure that you can quickly get cash to your nearest and dearest in different parts of the country, or throughout the world. But, by far the easiest, cheapest and most reliable way to transfer money is to use the internet.
  • Consumer savings rise 39-fold since 1960s
    British consumers have increased their savings 39-fold in real terms since the early 1960s, according to the latest Century of Saving report from National Savings and Investments.
  • Time to take debt seriously, warns UK bank
    A significant number of people now consider using the equity in their property or resorting to insolvency as legitimate ways of clearing their debt, making them blasé about building up debt.
  • How To Get More Month at the End of your Money
    Many people live beyond their means at some point or another, but if you do it every month you could be heading for trouble. Here are some pointers to help.
  • Student debt: simple steps to help the cash flow before that dream job!
    Debt is a fact of life for most students, but it’s how it is managed that will dictate whether it spirals out of control or if it’s paid off gradually over a period of time. The interest payable on credit cards is capable of crippling the most careful of borrowers, which is why it’s always best to shop around to ensure no more is being repaid than is absolutely necessary.
  • Getting Rid of Bad Spending Habits
    Humans are habitual animals, and that can spell disaster when it comes to money. Learning how to change bad habits for good ones can lead to financial prosperity.
  • Don’t ignore debt problems; they’ll only get worse
    We all suffer changes in circumstances during our lives, and some of those incur considerable financial hardship. It is important that if heading towards a serious debt situation that advice is sought as soon as possible, otherwise there could be serious emotional as well as financial problems ahead.
  • Take advice from the bard; don’t lend to family or friends
    Recent research carried out by insurance giant AXA has highlighted that most people who lend to family and friends in financial straits often end up regretting it. If you intend to lend, read this first – it might just change your mind!
  • “Would you like points with your life insurance, sir?”
    New initiatives introduced by superstores Tesco and Sainsbury’s which awards loyalty points to those purchasing branded life insurance have attracted quite a bit of comment. Are the supermarkets taking it too far in treating life insurance like any other product on their shelves?
  • Britons suffer in Cost-a-lot Britannia
    The most advantageous savings accounts will be highly sought after in the wake of news that the average consumer costs are rising faster than average earnings.
  • Saving for that special day: a hitcher’s guide to a debt-free wedding
    Many young couples don’t have the financial support to help them as they look to tie the knot. But married life doesn’t have to begin with debt if proper care is taken to prepare and plan the wedding properly.
  • Wise up when it comes to online & identity fraud
    If you are worried by the recent security breach at the HM Revenue & Customs, or the fraudster who infiltrated Tesco’s call centre, then ensure you are protected by choosing accounts that offer online & fraud protection
  • Britons are tightening their fiscal belts
    Higher interest rates mean that Britons are beginning to save more and borrow less, it has been found.
  • Young people are not saving enough
    Rising house prices and augmenting student debts are making it increasingly difficult for young people to save for the future
  • Britons spend today and forget about tomorrow
    A carefree attitude means many Britons are not saving enough, it has been claimed.
  • Bulgaria leads Balkan Property Boom
    The Balkan region in south-eastern Europe continues to attract foreign property investors; but it is Bulgaria, with its high quality, internationally renowned ski and beach resorts and low property prices that is leading the charge.
  • Is debt a sensible way to tide parents over?
    Babies are forcing parents to take out loans, it has been revealed - and so the importance of choosing the most appropriate product has been emphasised.
  • The Advantages of Getting Car Finance
    Even a used car can make a severe dent in your bank balance, which is why many people opt to apply for a car loan to pay for their purchase. But quite apart from the fact that car finance enables you to keep your savings where they belong – namely in your pocket – it also has several other advantages over a cash transaction.
  • Students need more funding
    The higher cost of going to university means more and more students are struggling to get by on their student loans alone - meaning they have to work, visit the 'bank of mum and dad' or take out a bank loan.
  • Consumers should shop around for personal loans
    Demand for new cars is rising, even in a tight fiscal climate - making it vitally important that the best personal loan deals are attained.
  • Yummy mummies need a healthy savings account balance
    It seems that being a mother is an expensive business - and especially so if mums-to-be have aspirations to be a 'yummy mummy' complete with designer baby clothes and Bugaboo pushchairs.
  • Britons' laziness costs them millions every year
    The reluctance of many Britons to shop around for the best grocery deals is costing them a collective fortune, it has been found - and money they are throwing away could have been earning interest in an e-savings account.
  • Seeing a financial advisor makes financial sense
    Britons who opt to visit a financial advisor on a regular basis will have more income at their disposal and more to store away in a savings account, it has been claimed - yet many remain reluctant to do so.
  • Brits suffer from early midlife crisis
    Financial pressures are Britons' biggest worry - and young people are feeling the heat more than their elders, it has been found.

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